Workers’ Compensation Insurance for Home Care
- Follow safety best practices with WorkSafe Central
- Provide insurers transparency of best practices
- Caregivers stay safe
- Workers’ comp premiums start and stay low
- Enhance your clients’ experience
| CCO Insurance Solutions | WorkSafe | Others |
|---|---|---|
| Estimated workers’ compensation premium savings |
10-20% off* | Standard rates |
| Data & tech-driven pricing | YES, proprietary | Not available |
| Nurse Triage on call 24/7/365 | FREE** | Per call fee |
| WorkSafe Central | WorkSafe | Others |
|---|---|---|
| Transparency of safety program best practices |
YES | NO |
| Automated safety training | YES | NO |
| Integrated annual background checks and continuous monitoring |
YES | NO |
| Skills-based shift assignments |
YES | NO |
| Automated safety reminders |
YES | NO |
| Home safety assessment |
YES | NO |
| Point of care unsafe condition reporting |
YES | NO |
| Point of care injury reporting |
YES | NO |
| Return-to-work program |
YES | NO |
| Motor vehicle record verification | YES | NO |
| Integrated physical and drug testing |
YES | NO |
“I saved enough to pay for the ClearCare platform.”
Our clients say it best.
Jonna Overson – San Diego, CA
“I had limited options for workers’ comp insurance. With WorkSafe, my caregivers work more safely and I saved a great deal of money on my insurance premiums. ”
Workers’ Compensation Insurance for Home Care – FAQ
The information contained on this page is provided by CCOIS, LLC, which is licensed as an insurance producer in all fifty states
What type of insurance do you offer?
Workers’ Compensation insurance is currently offered by CCO Insurance Solution, LLC. We also have the ability to approach other carriers for other lines of insurance.
How is this insurance program different?
Leveraging the power of ClearCare, agencies can receive credit for managing safety best practices — resulting in lower premiums.
When is the best time to request a quote?
Within the 90-day period leading up to your current policy’s renewal date.
What insurance companies do you work with?
We have an exclusive program with a nationwide AM Best A (Excellent) Rated Insurance Company. We also have the ability to approach other carriers to make sure you have very competitive quotes.
What is WorkSafe Central and how much does it cost?
WorkSafe Central is a caregiver safety program that is built-in to the ClearCare platform. The modules include a Home Safety Assessment, Return-to-Work Program, Caregiver Safety Training and Reminders, and more. WorkSafe Central is free for ClearCare customers with a commitment to allow ClearCare Insurance to quote their workers’ compensation business annually except in AL, AK, ID, MN, MT, NM, ND, OH, SC, NY, & NC where WorkSafe is free upon request.
Do I need to be a ClearCare Online customer?
Yes. The savings on insurance premiums can exceed the ClearCare software fees.
How do we secure you the best rates?
We are the only program that brings together a software-driven safety program with what insurers love — transparency that safety best practices are being followed.
Who do you provide Workers’ Compensation insurance for?
We specialize in Workers’ Compensation for private-duty home care agencies. We provide coverage for startups, tenured, multi-unit, independent, and franchised agencies.