Helping Heroes
Like You

Fewer injuries. Big savings on Home Care workers' comp premiums.

  • Worker’s Comp
  • General & Professional
  • Non-Owned Auto
  • Bonding

Workers’ Compensation Insurance for Home Care

  • Follow safety best practices with WorkSafe Central
  • Provide insurers transparency of best practices
  • Caregivers stay safe
  • Workers’ comp premiums start and stay low
  • Enhance your clients’ experience

See how it works

CCO Insurance Solutions WorkSafe Others
Estimated workers’
compensation premium savings
10-20% off* Standard rates
Data & tech-driven pricing YES, proprietary Not available
Nurse Triage on call 24/7/365 FREE** Per call fee
WorkSafe Central WorkSafe Others
Transparency of safety
program best practices
YES NO
Automated safety training YES NO
Integrated annual background
checks and continuous
monitoring
YES NO
Skills-based
shift assignments
YES NO
Automated safety
reminders
YES NO
Home safety 
assessment
YES NO
Point of care unsafe
condition reporting
YES NO
Point of care
injury reporting
YES NO
Return-to-work
program
YES NO
Motor vehicle record verification YES NO
Integrated physical
and drug testing
YES NO
* Potential savings at policy renewal
** Not available with all policies

“I saved enough to pay for the ClearCare platform.”

Our clients say it best.

Jonna Overson – San Diego, CA

“I had limited options for workers’ comp insurance. With WorkSafe, my caregivers work more safely and I saved a great deal of money on my insurance premiums. ” 

Read more

Workers’ Compensation Insurance for Home Care – FAQ

The information contained on this page is provided by CCOIS, LLC, which is licensed as an insurance producer in all fifty states

What type of insurance do you offer?

Workers’ Compensation insurance is currently offered by CCO Insurance Solution, LLC. We also have the ability to approach other carriers for other lines of insurance.

How is this insurance program different?

Leveraging the power of ClearCare, agencies can receive credit for managing safety best practices — resulting in lower premiums.

When is the best time to request a quote?

Within the 90-day period leading up to your current policy’s renewal date.

What insurance companies do you work with?

We have an exclusive program with a nationwide AM Best A (Excellent) Rated Insurance Company. We also have the ability to approach other carriers to make sure you have very competitive quotes.

What is WorkSafe Central and how much does it cost?

WorkSafe Central is a caregiver safety program that is built-in to the ClearCare platform. The modules include a Home Safety Assessment, Return-to-Work Program, Caregiver Safety Training and Reminders, and more. WorkSafe Central is free for ClearCare customers with a commitment to allow ClearCare Insurance to quote their workers’ compensation business annually except in AL, AK, ID, MN, MT, NM, ND, OH, SC, NY, & NC where WorkSafe is free upon request. 

Do I need to be a ClearCare Online customer?

Yes. The savings on insurance premiums can exceed the ClearCare software fees.

How do we secure you the best rates?

We are the only program that brings together a software-driven safety program with what insurers love — transparency that safety best practices are being followed.

Who do you provide Workers’ Compensation insurance for?

We specialize in Workers’ Compensation for private-duty home care agencies. We provide coverage for startups, tenured, multi-unit, independent, and franchised agencies.